Life insurance underwriter

We are seeking a dedicated Life Insurance Underwriter to join the team in a fast growing and successful Insurtech Life MGA. Reporting to the Chief Risk Officer (CRO), the successful candidate will be expected to: * Evaluate applications that fall outside the parameters of our online underwriting engine. This includes thoroughly examining initial submissions, responding to requests for additional information, and processing amendments. * Provide accurate indications of underwriting decisions and monitor the quality and appropriateness of the underwriting philosophy and procedures through audits. * Setting pricing indications, determining cover eligibility, establishing premium rates, and formulating exclusion policies, always ensuring compliance with company protocols. * Set Underwriting limits and underwrite large cases with high sums assured. * Cultivate positive relationships with our reinsurance partners. Requirements: * Proven working knowledge of Life, Critical Illness, and Income Protection insurance. * Understanding of business protection products and financial underwriting requirements. * Knowledge of the UK protection market. * At least 3 years of experience in medical underwriting for life insurance. * Ability to provide fair and balanced underwriting decisions using the appropriate amount of evidence necessary. * Organizational skills to meet deadlines and manage client expectations. * General knowledge of insurance industry codes and current practices. * Excellent communication and interpersonal skills. Qualifications: * ACII qualified or progress towards the CII would be a plus. It should be noted that a Competitive Remuneration Package (based on experience, qualifications etc.) is being offered and the role is full time and 100% office based